About XS health
XS health is a ´higher excess´, comprehensive health insurance policy with premiums up to 7 times* less than traditional plans. By paying an excess towards eligible treatment, your healthcare costs are capped to a level you can budget for. There is a choice of 3 excess contributions according to your age - £1,500, £3,000 or £5,000. Premiums are as low as £51.22 per year based on a 30 year old with a £5,000 excess. Please click here to check your eligibility.
Once your total treatment costs exceed your excess, XS health provides unlimited cover for eligible treatment for a full year before you will need to pay another excess. Unlike many excesses, XS health has a ´rolling excess´ - meaning you will not be hit with two large excesses within months and your payments are per policy year not per claim. Please click here for a full explanation.
Even better news!
XS Health is up to 29% less than the leading competitor´s most comparable cover even though their excess is £1,000 more**
Following our learning from market research into PMI, XS health now also offers:
- Cover in ALL UK hospitals
- The premiums do not increase because you make a claim
*Comparing an XS health policy with £1,500 excess to a leading competitor´s comprehensive
health insurance with no excess for a person aged 30 in London. Premiums compared are the standard maximum premiums payable for both policies - October 2007.
**Comparing an XS health policy with £1,500 excess to a leading competitor´s high excess policy with £2,500 excess for a person aged 30 living in London - October 2007.
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